Commercial Umbrella Insurance

Commercial umbrella insurance is a type of business insurance that helps cover liability claims that exceed the limits of a company’s other insurance policies.

Contact our agency to learn how commercial umbrella insurance can help provide financial protection for your organization.

Who Needs Commercial Umbrella Insurance?

Any company with exposure to potential liability claims may benefit from having commercial umbrella insurance. Without it, an organization may have to cover the amount of a claim that exceeds a policy’s liability limits.

Businesses that purchase commercial umbrella insurance typically have high liability risks. They may need additional financial protection across all of their liability insurance policies.

What Does Commercial Umbrella Insurance Cover?

When a liability limit is reached after a claim is filed on a commercial auto policy, employer’s liability insurance (such as workers’ compensation) or general liability insurance policy, umbrella insurance helps cover costs that exceed your policy limits.

How to Get Commercial Umbrella Insurance

Contact 314 Insurance Advisors today to get the commercial umbrella insurance you need to provide additional financial protection for your organization.