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noviembre 25, 2024
314 Insurance Advisors

How Do I Gain Access to Medicare Supplements? 

Medicare supplements insurance (Medigap) is a type of health insurance coverage sold by private companies. It’s designed to help cover some of the costs that Original Medicare (Part A and Part B) doesn’t cover, such as copayments, coinsurance and deductibles. Steps to Gain Access to Medicare Supplements You must be enrolled in Original Medicare (Parts […]
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octubre 25, 2024
314 Insurance Advisors

Things You Need to Know About Open Enrollment Medicare 

Medicare open enrollment is crucial for beneficiaries to review and make changes to their healthcare coverage. Understanding this process can help you make informed decisions and ensure you have the best possible coverage for your needs. When Is Medicare Open Enrollment? Medicare open enrollment, also known as the Annual Election Period (AEP), occurs every year […]
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agosto 21, 2024
314 Insurance Advisors

Benefits You Get After Offering Your Employees Dental Insurance

In today’s competitive job market, employers should always look for ways to attract and retain top talent. Employee benefits packages can play a crucial role in this process, and dental insurance, in particular, may be a valuable and attractive asset. How Can Offering Dental Insurance Coverage Help My Workplace? As an employer, the health and […]
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julio 12, 2024
314 Insurance Advisors

Health Insurance Tips for Early Retirees

Retirement is a significant milestone that requires careful planning, especially for those who intend to retire early. One of the most critical aspects to consider is health insurance. To help you understand your options and ensure you have adequate coverage, the team at stands ready with comprehensive guidance. Health Insurance Options Health insurance can play […]
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mayo 27, 2024
314 Insurance Advisors

Offering Employee Benefits and its Impact on Retention 

In today’s competitive job market, organizations must recognize the significance of employee benefits in attracting, retaining and engaging top talent. Benefits can play a pivotal role in enhancing job satisfaction and employee motivation. What Are Employee Benefits? Employee benefits are compensation packages beyond salary that employers offer to their workforce. These benefits often include health […]
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abril 23, 2024
314 Insurance Advisors

Explanation of Benefits – Why Is it Important? 

Medical bills can be confusing even for those with top-notch health insurance from a trusted carrier. That’s why, after a visit to a health care facility and submitting a claim against your coverage, your health insurance company will generally send you an explanation of benefits (EOB) form. These documents are intended to help you and […]
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marzo 21, 2024
314 Insurance Advisors

How Do I Offer My Employees Health Insurance? 

Regardless of whether your workforce consists of a dozen or a thousand members, the employees health insurance and wellness should be a top priority. Your organization’s productivity, sustainability, profits and success may all hinge on healthy and productive employees, making employer-sponsored health insurance a potentially crucial resource. Furthermore, offering attractive health coverage can be an […]
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febrero 20, 2024
314 Insurance Advisors

Help Your Employees Navigate the High Cost of Prescription Drugs 

In an era where health care costs, particularly that of prescription drugs, continue to rise, employers are faced with the challenge of supporting their employees in managing the high expenses associated with it. The burden of these costs can significantly impact the well-being and productivity of the workforce. Employers are crucial in alleviating this financial […]
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diciembre 29, 2023
314 Insurance Advisors

Why You Should Offer HSAs to Your Employees in La Grange, KY 

In the ever-evolving landscape of employee benefits, health savings accounts (HSAs) have emerged as a valuable tool for employers and employees. Offering an HSA as part of an employee benefits package can provide numerous advantages that contribute to overall financial well-being and promote a healthier workforce. Also known as HSA insurance, these arrangements are generally […]
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noviembre 20, 2023
Katie

Medicare Supplement Plans

Medicare Supplement Plans If you are getting close to your 65th birthday, you are likely preparing to enroll in Medicare. Enrolling in Medicare and figuring out how to decrease your out-of-pocket health care expenses can be daunting. A Medicare supplement plan can save you money and provide peace of mind. Original Medicare, which consists of […]
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