octubre 25, 2024
314 Insurance AdvisorsThings You Need to Know About Open Enrollment Medicare
Medicare open enrollment is crucial for beneficiaries to review and make changes to their healthcare coverage. Understanding this process can help you make informed decisions and ensure you have the best possible coverage for your needs. When Is Medicare Open Enrollment? Medicare open enrollment, also known as the Annual Election Period (AEP), occurs every year […]
agosto 21, 2024
314 Insurance AdvisorsBenefits You Get After Offering Your Employees Dental Insurance
In today’s competitive job market, employers should always look for ways to attract and retain top talent. Employee benefits packages can play a crucial role in this process, and dental insurance, in particular, may be a valuable and attractive asset. How Can Offering Dental Insurance Coverage Help My Workplace? As an employer, the health and […]
julio 12, 2024
314 Insurance AdvisorsHealth Insurance Tips for Early Retirees
Retirement is a significant milestone that requires careful planning, especially for those who intend to retire early. One of the most critical aspects to consider is health insurance. To help you understand your options and ensure you have adequate coverage, the team at stands ready with comprehensive guidance. Health Insurance Options Health insurance can play […]
mayo 27, 2024
314 Insurance AdvisorsOffering Employee Benefits and its Impact on Retention
In today’s competitive job market, organizations must recognize the significance of employee benefits in attracting, retaining and engaging top talent. Benefits can play a pivotal role in enhancing job satisfaction and employee motivation. What Are Employee Benefits? Employee benefits are compensation packages beyond salary that employers offer to their workforce. These benefits often include health […]
abril 23, 2024
314 Insurance AdvisorsExplanation of Benefits – Why Is it Important?
Medical bills can be confusing even for those with top-notch health insurance from a trusted carrier. That’s why, after a visit to a health care facility and submitting a claim against your coverage, your health insurance company will generally send you an explanation of benefits (EOB) form. These documents are intended to help you and […]
marzo 21, 2024
314 Insurance AdvisorsHow Do I Offer My Employees Health Insurance?
Regardless of whether your workforce consists of a dozen or a thousand members, the employees health insurance and wellness should be a top priority. Your organization’s productivity, sustainability, profits and success may all hinge on healthy and productive employees, making employer-sponsored health insurance a potentially crucial resource. Furthermore, offering attractive health coverage can be an […]
febrero 20, 2024
314 Insurance AdvisorsHelp Your Employees Navigate the High Cost of Prescription Drugs
In an era where health care costs, particularly that of prescription drugs, continue to rise, employers are faced with the challenge of supporting their employees in managing the high expenses associated with it. The burden of these costs can significantly impact the well-being and productivity of the workforce. Employers are crucial in alleviating this financial […]
diciembre 29, 2023
314 Insurance AdvisorsWhy You Should Offer HSAs to Your Employees in La Grange, KY
In the ever-evolving landscape of employee benefits, health savings accounts (HSAs) have emerged as a valuable tool for employers and employees. Offering an HSA as part of an employee benefits package can provide numerous advantages that contribute to overall financial well-being and promote a healthier workforce. Also known as HSA insurance, these arrangements are generally […]
octubre 19, 2023
314 Insurance AdvisorsWhen Should I Get Supplemental Health Insurance?
Health insurance is like a safety net, providing financial protection in times of medical need. However, even the most comprehensive health insurance plans may not cover all expenses. This is where supplemental health insurance comes into play. What Is Supplemental Health Insurance? Supplemental health insurance, also known as «gap insurance» or «secondary insurance,» is a […]
septiembre 19, 2023
314 Insurance AdvisorsWho Can Enroll in a Medicare Advantage Plan?
Medicare Advantage is an optional Medicare health plan offered by private insurance companies providing the same coverage as original Medicare inside a network of participating care providers. Medicare Advantage plans often provide access to medical care not covered by Original Medicare. Who Is Eligible for Medicare Advantage? Anyone who can get Original Medicare (parts A […]