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April 23, 2024
314 Insurance Advisors

Explanation of Benefits – Why Is it Important? 

Medical bills can be confusing even for those with top-notch health insurance from a trusted carrier. That’s why, after a visit to a health care facility and submitting a claim against your coverage, your health insurance company will generally send you an explanation of benefits (EOB) form. These documents are intended to help you and […]
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March 21, 2024
314 Insurance Advisors

How Do I Offer My Employees Health Insurance? 

Regardless of whether your workforce consists of a dozen or a thousand members, the employees health insurance and wellness should be a top priority. Your organization’s productivity, sustainability, profits and success may all hinge on healthy and productive employees, making employer-sponsored health insurance a potentially crucial resource. Furthermore, offering attractive health coverage can be an […]
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February 20, 2024
314 Insurance Advisors

Help Your Employees Navigate the High Cost of Prescription Drugs 

In an era where health care costs, particularly that of prescription drugs, continue to rise, employers are faced with the challenge of supporting their employees in managing the high expenses associated with it. The burden of these costs can significantly impact the well-being and productivity of the workforce. Employers are crucial in alleviating this financial […]
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December 29, 2023
314 Insurance Advisors

Why You Should Offer HSAs to Your Employees in La Grange, KY 

In the ever-evolving landscape of employee benefits, health savings accounts (HSAs) have emerged as a valuable tool for employers and employees. Offering an HSA as part of an employee benefits package can provide numerous advantages that contribute to overall financial well-being and promote a healthier workforce. Also known as HSA insurance, these arrangements are generally […]
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November 20, 2023
Katie

Medicare Supplement Plans

Medicare Supplement Plans If you are getting close to your 65th birthday, you are likely preparing to enroll in Medicare. Enrolling in Medicare and figuring out how to decrease your out-of-pocket health care expenses can be daunting. A Medicare supplement plan can save you money and provide peace of mind. Original Medicare, which consists of […]
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October 19, 2023
314 Insurance Advisors

When Should I Get Supplemental Health Insurance?

Health insurance is like a safety net, providing financial protection in times of medical need. However, even the most comprehensive health insurance plans may not cover all expenses. This is where supplemental health insurance comes into play. What Is Supplemental Health Insurance? Supplemental health insurance, also known as “gap insurance” or “secondary insurance,” is a […]
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September 19, 2023
314 Insurance Advisors

Who Can Enroll in a Medicare Advantage Plan?

Medicare Advantage is an optional Medicare health plan offered by private insurance companies providing the same coverage as original Medicare inside a network of participating care providers. Medicare Advantage plans often provide access to medical care not covered by Original Medicare. Who Is Eligible for Medicare Advantage? Anyone who can get Original Medicare (parts A […]
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August 15, 2023
314 Insurance Advisors

What Can Cyber Liability Insurance Protect Clients From?

Cybersecurity has become increasingly necessary for many businesses’ risk management and loss control measures. As organizations of all sizes and sectors have steadily become more dependent on technology, accounting for associated risks and exposures should be considered a top priority. After all, while technological advancements may help streamline existing operations and provide opportunities for innovation, […]
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March 16, 2023
Katie

ACA compliance is key

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September 29, 2022
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
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