Employee Benefits: Dental and Vision Coverage

A capable and productive workforce is a top priority for any business, regardless of size or sector. Certain health-related ailments could detract from this essential resource, including those involving staff members’ oral and optical wellness. Fortunately, your business can provide resources and retain recourse for these difficult situations, potentially helping employees maintain their health and well-being while also benefiting your organization.

Understanding Group Dental and Vision Coverage

Group dental and vision insurance plans are common components of successful employee benefits packages. While group health insurance is also typically a staple of these offerings, oral and optical medical services are separate coverages, making these additional resources essential.

As its name suggests, dental insurance can assist with many types of health care services and products, including, but not limited to, the following:

• Checkups
• Cleanings
• Fluoride treatments
• Fillings
• Extractions
• Crowns
• Root canals
• Braces
• Dentures

Your company’s group vision plan can also help employees afford and access various types of medical care, such as the following:

• Eye exams
• Prescription glasses
• Contact lenses
• Corrective surgeries (e.g., LASIK)

Why Should My Company Offer Coverage?

Offering dental and vision insurance coverage can garner many advantages for your employees and company. Consider the following:

• Better workplace morale—When employees feel that their company values their well-being, it can help cultivate a healthy workplace culture.
• Increased productivity—Dental- and vision-related ailments can hinder employees’ performance and increase absences.
• Improved attraction and retention—Offering a valuable benefits package can subsidize employees’ overall compensation and help differentiate your company from competition in the labor market.

Get the Right Coverage

At 314 Insurance Advisors, we understand the importance of employee benefits and will work with your company to explore dental and vision coverage options. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.